I haven't had much time to update on the housing situation. But we've run into a couple snags. Not the end of the world kind of snags, however, there was a good possibility the sale of our house may not go through. Because no similar houses have sold in our area in the last 6 months, the appraisal was coming in about $6,000 short. This meant the bank would not give the buyer the amount we agreed on.
We were given a heads up earlier this week in case we knew of some other home sale in the area that the appraiser could use as a comparison. The offical report was not given to us until this afternoon. We were told we should know Wednesday . . . most likely by Thursday afternoon . . . probably early Friday morning. It's not easy to not get worked up about something like that. (Please excuse the double negative -- ha!) However, for the most part, we've remained calm these last couple days. We also learned we have to install a railing on the front porch because it doesn't meet the requirements of the buyer's loan.
We were told the buyers were able to come up with half of the difference (although during negotiations on the sale they had no cash to work with). Our realtor said she'd chip in a little of her commission, and we think the other realtor will chip in as well. The man handling our new mortgage paperwork said he'd lower his fees, so we would have some of that money to put towards the difference. All of that was encouraging, but that left us with about a $5000 void between the new railing, the difference in the appraisal and expenses we've encountered with the new house. We've been praying about moving closer to Rick's work, the sale of our home and buying a new house all along. And seemingly every day, we add more details to those prayers.
This is the part of the story I can't really give details about, but as my husband was speaking to someone on the phone this afternoon he was asked about how things were going with the home sale. Rick explained that we have about a $5,000 deficit to make the sale of both our house and the new house to through. The man on the other end of the line said don't worry about it that he'd provide the money and not to sweat the small stuff!! I don't know what to say besides A). PRAISE THE LORD!! and B). to whom is $5,000 small stuff???
After Rick told me this story, I began to tear up (of course) and the tune "God Owns A Cattle On A Thousand Hills" began to run through my mind. My heart still skips a beat when I think about it!
What ties all this to the title of my post is, today is my birthday. My youngest brother called to wish me a happy birthday shortly after I received the call from Rick with the news. My family has been faithfully asking me how things are going and praying right along with us, so I had to share the story with him. He said that has to rank up there with one of the best birthday presents ever!! As far as I can remember, it does! The more I thought about it, the more it dawned on me that if we had heard back on the appraisal Wednesday or Thursday like the realtor thought, Rick probably wouldn't have had a conversation with that man, and it wouldn't have been my birthday!
God's timing is perfect. It even makes sitting alone at the kitchen table eating leftover chicken nuggets on your birthday the end to the best day a girl could ask for! I'm very undeserving, but I'm so thankful He chose to pour His goodness on us.
Psalm 50:10
For every beast of the forest is mine, and the cattle upon a thousand hills.
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